Our Process


Program Design

Is there a more efficient way to design your program? Have you explored creative policy options that can enhance your coverage and reduce overall costs?

At Sovereign Insurance Group, we believe that efficient and innovative program design maximizes the value of your insurance dollar. Our clients value our market knowledge and customized solutions. Despite what the industry might suggest there are many alternatives available to enhance your program. We deliver fresh ideas.

Here is what the process entails:

  • Discuss alternative coverage options
  • Establish program design including limits, coverage, terms, conditions, and retentions
  • Set goal to utilize cost savings to purchase necessary additional lines of coverage
  • Program design is presented and agreed upon by customer