Our Process


Proactive Renewal strategy

What is your strategy for your next renewal? Do you have a plan if your carrier dramatically increases your premiums?

At Sovereign, we believe that a proactive renewal strategy is crucial. Our approach assists us in smoothing out the renewal process. Our clients enjoy less surprises and a unique advantage relative to the market.

Here is how we seek to avoid surprises:

  • Full account review is completed by account manager 90-120 days in advance
  • Discuss any changes within your organization
  • Re-assess coverage needs and prepare marketing strategy for underwriters
  • Review market conditions
  • Renewal submissions to underwriters 75-90 days in advance of your renewal