Life and Health Insurance
Finding the time to assess your companys group benefits program needs can be overwhelming. The Sovereign Insurance Group team can help. We offer a combination of personalize service, claims consulting and innovative program designs that have made us a critical part of our customers overall risk management program. Through our relationship with JP Warner and Associates we are positioned to offer market solutions in the ever changing environment of employee benefits. If you are considering a review of your current program we would welcome your inquiry.
Warner Benefits "Value Added" Services
Consulting and Brokerage Services
- Marketing and Analysis of insurance and self funding alternatives
- Contract and Service Agreement reviews
- Vendor negotiations and claims payment resolution
- Plan design options for age 65+ employees and retirees
- CDHP (Consumer Directed Health Plan) recommendations
- Stand alone Rx plans
- Payroll Contributions Analysis
- Claims Tracking and Payment Audits
- Forecasting Plan expenses
Administrative Services
- Flexible Spending Accounts administration
- Health Reimbursement Arrangement administration
- Dental and Vision Plan administration
- COBRA administration
- Online Enrollment administration
- Plan Documentation
Governmental Legislation Services
- Health and Welfare Form 5500 completion
- Pre-tax payment of Qualified Expenses (FSA, HRA, HSA
- COBRA compliance
- HIPAA and FMLA compliance
- Medicare Part D Rx
- Client Community Internet resource
- Did You Know emails
Human Resource Services
- Employee meetings, Announcement Letters and summaries
- Customized Benefit websites and Benefit Statements
- Wellness coaching, Nurseline and Health Risk Appraisals
- Employee Handbooks and Mission Statements
- Job Descriptions, Recruitment and Training Needs Analysis
- Performance Review Systems and Employee Retention Tools
